Wechat Beat Alipay To Compete For Mobile Payment

< p > < a href= "//www.sjfzxm.com/news/index_c.asp > > WeChat < /a > has a new social advantage.

A few days ago, WeChat launched a new version on the Apple App store and launched the "friend pfer" function. WeChat users can pfer accounts directly to WeChat friends in their personal address book, with a daily limit of twenty thousand yuan.

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< p > it is worth noting that in the new version of WeChat, the original "my bank card" column is renamed "my wallet", integrating "wallet", "pfer", electricity supplier and life service application into a one-stop fund management platform.

This also means that after adding new friends pfer function, WeChat's "wallet" and Alipay's functions are very close.

In the eyes of many people in the industry, WeChat's update is just to compete with Alipay, and the competition between the two sides will become more intense.

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< p > < strong > friends free pfers daily limit twenty thousand < /strong > < /p >

< p > "welcome everyone to use my account to test pfer" is the catchphrase of WeChat group chat on these two days.

Using the new version of the "friend pfer" function, WeChat users can freely pfer accounts to WeChat friends in their personal address book, with a daily limit of twenty thousand yuan.

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< p > yesterday, after updating WeChat's new version, the reporter found that the original "my bank card" column has been renamed "my wallet".

The user clicks on "my wallet", and there are two less obvious signs above the screen: wallet, pfer.

Click on "pfer" to jump to WeChat address book page, users can choose friends in the address book, then follow the prompts instructions to fill in the amount of preparation pfer, WeChat payment password can be pferred, friends just need to confirm that you can receive the money.

At the same time, the money received by a friend can be stored in the "pocket money" in my wallet, and it can also be withdrawed to a bank card, even if users who do not have WeChat payment, they can still receive payment.

The "change" in the wallet can be used for WeChat payment and withdrawals.

When the total amount of change is more than 3000 yuan, it will not be able to accept the recharge of bank cards, but it can continue to accept funds from other scenes of WeChat, such as pfers, AA receipts, red packets, lotteries and so on.

The amount of refunds and withdrawals from a single savings card to a micro signal is 2000 yuan per day, with no limit per day.

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< p > < strong > positive call a href= "//www.sjfzxm.com" > Alipay < /a > wallet > /strong > /p >

< p > the launch of friend pfer function has made WeChat and Alipay wallet more and more overlapped.

In May this year, Alipay purse upgraded its public service platform to "service window". By opening windows to businesses, it helps businesses find and service users, which is very similar to WeChat public address.

At present, as the mobile Internet ace of the two Internet giants, Tencent and Ali group, WeChat and paypal have the functions of scan code payment, Internet financing, e-commerce shopping, credit card repayment, local life service and so on.

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< p > in the eyes of many people in the industry, WeChat launched the "friend pfer" function in order to further compete with Alipay.

Lu Zhenwang said that even though WeChat had also launched WeChat payment before, it only applied to < a href= "//www.sjfzxm.com/news/index_s.asp > shopping > /a" process, and there was no concept of centralized accounts.

The "friend pfer" function has just made up for this.

Cao Lei, director of the China Electronic Commerce Research Center, believes that from now on, Alipay and WeChat each have their own advantages. Alipay has the massive user base of Taobao and Tmall, while WeChat has a social advantage. With the "wallet war" upgrading again, the competition between the two sides will become more intense.

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